Plan Documents

Baden Retirement Plan Services is an independent third party administrator (TPA) plan document sponsor utilizing Relius document services.   A plan document is a critical component of a tax qualified defined contribution plan, such as a 401(k) plan. The document serves as the foundation for day-to-day plan operations. As such, a plan design must be selected before a plan document can be prepared. We offer plan sponsors flexibility to continue using the same document in the event they choose to change to a different investment company that Baden services, thereby saving the cost of designing a new plan document.

Document types that we prepare and service:

• Standardized Prototype - A prototype plan is a standardized plan that has been approved and qualified as to its concept by the Internal Revenue Service.
• Non-standardized Prototype- A non-standardized adoption agreement allows the choice of additional options but is not automatically qualified. A non-standardized adoption should be submitted to the IRS for approval
• Volume Submitter - offers employers a wide variety of plan provisions allowed by law using language which has been reviewed by the IRS. However, unlike the master or prototype plan which offers only a few options, a volume submitter plan normally offers hundreds of variations. Employers adopting a volume submitter plan should obtain IRS approval of the plan as written for that employer.

For more information, contact Tom Ackmann at (260) 969-2677 or use our Contact Us form to e-mail your inquiry.